HEAT LOSS · REVIEWED MAY 2026 · BY BRENT

HEAT LOSS

Q = U × A × ΔT (per surface)
ft²
ft²
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°F
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RESULT
FILL IN ABOVE
Conductive loss only. Add infiltration + duct losses for full Manual J. Estimate only — verify with a licensed HVAC contractor running full ACCA Manual J before equipment purchase.
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About this calculator

This heat loss calculator computes the conductive heat loss through a building envelope using Q = U × A × ΔT per surface, where U-value is the inverse of R-value. Enter the area and U-value for walls, windows, ceiling/roof, and floor, then the indoor design temp and outdoor 99% design temperature for your location. Add infiltration losses (typical 0.35 ACH × volume × 0.018) for a full envelope figure. The result is BTU/hr at design conditions — multiply by hours of heating season for annual energy. ESTIMATE ONLY — full Manual J adds duct losses, internal gains, and solar to get installed equipment size.

How to use this calculator

Enter each surface's area and R-value: walls (above grade, minus windows/doors), window/door glass area with U-value (single pane = 1.0, double low-E = 0.30, triple = 0.18), ceiling/roof area with R-value, and floor over unconditioned space (slab on grade or basement on conditioned space = 0).

Set your indoor design temp (typically 70°F) and the 99% outdoor design temp from ACCA Manual J Table 1 — the temperature your area is colder than only 1% of winter hours. Chicago: -3°F, NYC: 11°F, Atlanta: 23°F. The calculator returns BTU/hr loss per surface and total — your conductive heating load at design conditions.

Worked example

For a 2,000 ft² house in Chicago (99% outdoor = -3°F, indoor = 70°F, ΔT = 73°F): walls 1,600 ft² at R-19, windows 240 ft² at U=0.32, ceiling 1,500 ft² at R-38, floor 1,500 ft² at R-19 (over unheated crawlspace).

Wall loss: (1,600 ÷ 19) × 73 = 6,147 BTU/hr. Window loss: 240 × 0.32 × 73 = 5,606 BTU/hr. Ceiling loss: (1,500 ÷ 38) × 73 = 2,882 BTU/hr. Floor loss: (1,500 ÷ 19) × 73 = 5,763 BTU/hr.

Total conductive loss: 20,398 BTU/hr ≈ 1.7 tons.

Notice windows are 28% of total loss despite being only 6% of envelope area — they're the biggest single line item per ft². Upgrading windows to U=0.18 (triple pane) drops window loss to 3,154 — saves 2,452 BTU/hr.

Add infiltration (~30% of conductive for typical homes) to estimate full envelope load: 20,398 × 1.3 = 26,517 BTU/hr ≈ 2.2 tons heating equipment needed at design conditions.

Common mistakes & waste factors

Using R-value as U-value. R = 19 means U = 1/19 = 0.053. Mixing them up gives nonsensical results.

Forgetting infiltration. Conductive loss is only the heat moving through walls. Air leaks through cracks, outlets, attic hatches add 20-50% on top — old homes can hit 100%+.

Using a milder design temp than your area's 99%. The point of design temp is to size for the cold weather you actually see. Using an annual-average temp undersizes the system 2-3×.

Ignoring duct losses for ducted systems. Ducts in unconditioned attics or crawlspaces lose 15-30% of heat — adds another big bucket on top of envelope loss.

Rules of thumb

Q = U × A × ΔT (or A/R × ΔT for R-value).

U = 1/R for walls, ceilings, floors. Windows are quoted directly in U.

Window U: single 1.0, double 0.40, double low-E 0.30, triple 0.18.

Wall R: 2x4 batt 13, 2x6 batt 19-21, sprayfoam 6/inch (R-23 for 2x6).

Ceiling R: code minimum 30-60 by climate zone. R-38 is the typical residential default.

Infiltration: ~30% of conductive for code-built homes; 50%+ for pre-1980 leaky homes.

Duct losses: 15-30% of envelope load for ducts in unconditioned space.

For Manual J equipment sizing, total envelope + infiltration + duct + internal gains.

Common questions

What is the 99% design temp?
The outdoor temperature your area is colder than only 1% of the heating season hours. ACCA Manual J Table 1 lists it for every US city. Sizing equipment to the absolute lowest temperature on record means oversized equipment that short-cycles 99% of the year. Examples: Chicago -3°F, Boston 6°F, NYC 11°F, Atlanta 23°F, Phoenix 31°F.
Are R-value and U-value the same thing?
They are inverses. R-value is resistance to heat flow (insulation rating). U-value is the rate of heat flow (window rating). U = 1/R. A wall at R-19 has a U-value of 0.053. Windows are sold by U-value because their assemblies (glass + frame + spacer) have non-uniform heat flow — single R-value doesn't describe them well.
Why does conductive loss not equal Manual J?
Manual J adds three pieces this calculator doesn't: (1) infiltration loss — air leaking through the envelope, typically 0.35 ACH × volume × 0.018 BTU per CFH-°F, (2) duct losses — ducts in unconditioned attics or crawlspaces lose 15-25% of system output, (3) internal gains — bodies, lights, appliances offsetting load. Add 25-40% for full envelope; reduce by internal gains for net heating load.